We are personal injury experts who have achieved results for our clients in Springfield for over 40 years.
Why You Should Contact Buchanan, Williams & O’Brien, P.C., Today
Your insurance company may delay or deny your claim to minimize their losses. However, you deserve the full extent of compensation afforded to you within the terms of your insurance policy. Our auto insurance lawyer can help secure fair compensation in underinsured/uninsured motorist cases by:
- Communicating with insurance companies
- Examining the police report
- Extensively investigating the scene of the collision
- Locating and speaking with any witnesses
- Pursuing insurance claims
Our personal injury lawyers are familiar with auto insurance laws and can handle all the complicated legal matters so you can focus on the road to recovery. Contact our law firm to schedule a consultation with our team of Springfield uninsured motorist lawyers today!
The UMC required under Missouri law covers bodily injuries, which include compensation for:
- Lost wages (past and future)
- Medical bills (past and future)
- Mental or physical pain and suffering
Most UMC policies do not cover property damage, such as damages to your vehicle. However, some UMCs will cover property damage if an added premium is paid for that coverage.
What to Do if An Uninsured Driver Hits You?
If you were in a collision with an uninsured driver, the following tips would help you protect your legal rights to compensation for your injuries:
- Contact a law enforcement officer.
- Call an ambulance (if you or anyone else was injured).
- Exchange information with everyone involved (including names, addresses, driver’s license numbers, insurance company names, and insurance coverage policy numbers).
- Help anyone who is injured (do not move them).
- Perform a wellness check.
- Refuse offers of cash or settlements from the other driver.
- Schedule an appointment with a doctor.
- Stay at the scene until the police officer arrives.
- Take notes of the other vehicle (make, model, color, and registration number).
- Try to get the driver’s name and contact information.
- Take photos and videos of the accident scene.
- Talk to an auto insurance lawyer.
- Warn other road users (you can use flares, cones, reflectors, or flashlights).