What Are Catastrophic Injuries?
Under Missouri law, the term catastrophic injury refers to an injury that results in long-term disability, disfigurement, and/or reduced mobility for the victim. An injury of this nature goes beyond temporary disabilities. It threatens the ability of the injured person to ever return to their normal life.
The most common catastrophic injuries are amputations, traumatic brain injuries, severe burns, and organ loss or damage. These injuries can result in lifelong physical and emotional pain, as well as financial hardship for the victim and their family. Victims may require extensive medical treatments, long-term rehabilitation, and adaptive devices to help them cope with the effects of their injuries.
Catastrophic injuries can arise from various types of accidents, including:
- Auto Accidents
- Workplace Accidents
- Premises Liability Accidents
- Medical Malpractice
If you or a loved one have been affected by a catastrophic injury, it is essential to seek help from an injury lawyer to ensure that you do not miss out on the compensation you deserve. An injury lawyer will review your case, estimate the damages you are entitled to, and chart the best course of action.
How to File a Personal Injury Claim
Filing a personal injury claim is a pivotal step toward seeking compensation for the damages you’ve suffered due to someone else’s negligence or wrongdoing. While the process can seem daunting, understanding the key steps involved can help you navigate it more effectively. Here’s a brief guide on how to file a personal injury claim:
- Contact the insurance company of the person or entity responsible for your injuries.
- File a claim with the insurance firm.
- Gather evidence of your injuries, such as medical records, photographs, and witness statements.
- Negotiate with the insurance firm for a settlement.
- You may need to file a lawsuit if you cannot settle.
Although filing a personal injury lawsuit might seem straightforward, the process can be complicated and expensive. It is always in your best interest to consult a personal injury attorney first to ensure you understand the legal implications.