BWO Trial Lawyers White

Insurance Litigation

Buchanan Williams & O'Brien

Dedicated Insurance Litigation in St. Louis

Insurance Disputes & Litigations

When you, the policyholder, pay insurance premiums, you expect the insurance company to hold up its end of the bargain when you have a loss.  You did what you were supposed to do by paying the premiums, and now you need the insurance company to hold up its end and protect you from the loss.  After all, this is why you purchased the insurance.

Unfortunately, far too often, the insurance company will look out for its own self-interest and not protect you from the loss.  The reason for this is simple – the insurance companies make money by denying claims and hoping the insured won’t fight back.

This is not to say that all insurance companies do not pay, however, there are some companies that habitually deny claims and will only properly investigate a claim if the policyholder takes legal action.

At BWO, we are experienced in helping clients recover the insurance benefits they are owed.  Our law firm has the resources necessary to retain experts to fairly assess your claim and to fight the insurance companies. These insurance companies often have substantial resources to protect their interests in denying your claim. This is why choosing the proper insurance dispute attorney is of paramount importance.

If you are in a dispute with your own insurance company, or you believe that your claim was undervalued, contact BWO today for a free consultation at (314) 862-6865.

Insurance Claim Denied?

What to do now-

It’s not uncommon for insurance companies to interpret and draft language in their policies as an effort to delegitimize or deny valid claims. Insurance companies lose money each time they payout on a valid claim. As a result, they have a significant self-interest in protecting their cash reserves by denying, or looking for a basis upon which to deny claims.

Faced with the prospect of paying a stream of benefits over the years, insurers may look for a basis upon which to deny claims. When an insurance company denies or undervalues a claim, they may allege a variety of reasons including:

  • Your claimed loss is not included in your policy
  • Your damages sustained are less than your deductible- which means you pay out of pocket.

In short, insurance companies will fight you every step of the way and will attempt to prolong your dispute- often with financially crippling results for you, the policyholder. Don’t be a victim to the insurance companies. Call BWO today at (314) 862-6865.

 What Types of Insurance Disputes Does Buchanan & Williams Handle?

At Buchanan Williams & O’Brien, our attorneys are committed to helping clients settle and litigate insurance claims disputes in a wide range of practice areas. Our firm has been well established for 40 years.  Our attorneys handle many types of insurance disputes, examples of which include:

  • motor vehicle
  • homeowners
  • fire claims
  • tornadoes
  • sinkholes
  • business property losses

For insurance disputes or advice on how to handle questions regarding insurance disputes, contact Buchanan Williams & O’Brien today.  Our firm has 40 years of experience helping clients solve problems, and can help you with your trust or will lawsuit.  Call (314) 862-6865 or contact us online to make an appointment.

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