Legal Liability And Negligence
When dealing with paralysis injuries, legal liability, and negligence are key elements in pursuing compensation. These cases often revolve around proving the negligent party’s failure to meet their duty of care, leading to a victim’s life-altering injuries.
Damages and Compensation
In personal injury cases involving paralysis, victims may face extensive costs beyond immediate medical bills. Ongoing rehabilitation, modifications to living environments, and focused care often stretch into future expenses. Economic damages can cover these costs alongside lost income. On top of that, non-economic losses like pain, suffering, and loss of enjoyment of life are crucial aspects, acknowledging the profound personal impact of such injuries.
For cases of spinal cord injuries, compensation needs to fully address both current and future needs. Securing fair compensation ensures that those affected can focus on recovery without the burden of unchecked financial strain.
Workers’ Compensation For Workplace Paralysis
Workplace accidents are a leading cause of paralysis and spinal cord injuries. Fortunately, Missouri law protects injured workers through the workers’ compensation system. Under Missouri Revised Statutes § 287.120, employees who suffer work-related injuries, including paralysis, are entitled to medical care, lost wages, and disability payments under the state’s no-fault Workers’ compensation system.
Missouri workers’ compensation offers several types of benefits to help injured employees recover:
- Medical Coverage: Injured workers are entitled to complete payment for medical expenses, including hospitalization, rehabilitation, surgeries, and ongoing care related to their workplace injury.
- Temporary Total Disability (TTD): Employees who cannot work while recovering can receive 66 2/3% of their average weekly wage (RSMo § 287.170).
- Permanent Total Disability (PTD): Workers who are permanently unable to return to any employment, such as those paralyzed, may qualify for lifelong wage benefits (RSMo § 287.200).
- Permanent Partial Disability (PPD): If workers can return to a different job but with physical limitations, they may receive partial wage replacement.
While workers’ compensation provides significant financial and medical support, it has limitations. For example, it does not compensate for pain and suffering. However, injured workers may have additional legal options beyond workers’ compensation in some cases:
- Third-Party Claims: If a third party, such as a defective equipment manufacturer or a negligent subcontractor, caused the injury, the worker may file a personal injury lawsuit plus their workers’ compensation benefits.
- Employer Negligence Exception: If the employer intentionally created unsafe working conditions, the injured worker may be able to file a lawsuit outside of the workers’ compensation system (RSMo § 287.120(2)).
Missouri’s workers’ compensation laws are designed to support employees after workplace injuries, but in some instances, pursuing additional legal action may be necessary to secure full justice.
Statute of Limitations And Filing Deadlines
Missouri law imposes strict deadlines for filing personal injury claims. Under Missouri law (RSMo § 287.430), workers must report workplace injuries to their employer within 30 days. They usually have up to two years to file a claim with the Missouri Division of Workers’ Compensation. Failing to act within these deadlines can risk losing your benefits and compensation.
At Buchanan, Williams & O’Brien, we assist injured workers in Missouri with workers’ compensation claims. We also explore other legal options to help you secure the full compensation you deserve for paralysis and other serious injuries. Contact us today for a free consultation.