Who Is Liable in a Lyft Car Accident?
Many believe it is easier to go after an established organization than an individual when seeking compensation for any reason. If you are one of those and have been involved in a car accident with a Lyft driver, your first instinct may be to sue or find a way to get compensation from them. However, it may be difficult to succeed with that approach because Lyft drivers generally operate as independent contractors and not company employees.
This distinction is important because, by the legal principle of vicarious liability, an employer is only responsible for the actions of their employees during their job. This legal responsibility or liability generally does not extend to independent contractors. As such, independent contractors like Lyft drivers are usually personally liable for their wrongful or negligent acts, even if the acts occurred while on the job.
Regardless of this position, Lyft maintains third-party liability insurance that covers accidents that occur in the following circumstances:
- When the driver has their Lyft App on and can receive ride requests.
- When the driver has their Lyft App on in the middle of a ride or on the way to pick up passengers.
If the accident you were involved in was caused by the Lyft driver in such circumstances, then you may be able to claim compensation from Lyft’s insurers.
Understandably, some Lyft accident victims, such as pedestrians and other third-party motorists who were not passengers in the Lyft vehicle, may find it difficult to tell whether the at-fault Lyft driver’s app was on during the accident, to make them eligible for compensation under Lyft’s third-party auto insurance policy.
If you’re in such a dilemma and unsure about Lyft’s liability in your case, our outstanding St. Louis Lyft accident attorneys can examine the facts/evidence in your case and request the relevant driver records from Lyft, if necessary, to help you determine whether your accident is covered under Lyft’s policies. That way, you can be sure that you’ll not be wasting your time seeking compensation from the wrong party.