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Accident Lawyers in Springfield
Rideshare companies and their user count have grown tremendously in the past few years. Uber and Lyft are two of the most famous platforms Americans use to book rideshare drivers. Uber records millions of active users each month.
Like other vehicles, these rideshare vehicles are also susceptible to automobile accidents. Research suggests that due to the increased number of rideshare vehicles on the road, there has been an increase in traffic-accident-related fatalities. However, determining fault and claiming compensation in Uber or Lyft accidents can be complicated and tricky, unlike other passenger or commercial vehicle crashes.
With the help of an experienced car accident attorney, one can negotiate a fair amount as a settlement or even sue these companies if they deny their liability to pay for the car crash.
Uber and Lyft Drivers as Independent Contractors
As a rideshare company, Uber considers itself an intermediary that connects registered drivers with potential passengers through its mobile application. Therefore, an Uber driver is an independent contractor, not an employee of the company. Passengers who get hurt in accidents involving Uber or Lyft may not be able to directly sue these companies.
However, this does not mean that the victim cannot get compensation from these companies. These companies carry different types of third-party liability coverage and insurance coverage for rideshare accidents. Different policy limits may apply depending on when the Uber or Lyft accident occurred.
Liability for Paying Compensation in a Uber or Lyft Accident
Determination of liability in a Uber Lyft accident depends upon the following factors:
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When and how the accident occurred.
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Who caused the accident.
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Whether the victim was a passenger, another driver, pedestrian, bicyclist, or a mere bystander.
Based on the factors mentioned above, compensation can be claimed from:
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Uber or Lyft drivers. Some drivers may have their own commercial insurance policy.
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Uber or Lyft through the liability insurance coverage provided by them for their drivers.
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If another driver on the road caused the accident, then the at-fault driver through their insurance company.
Insurance Coverage Available in Uber or Lyft Accidents
Based on the circumstances of the Uber or Lyft driver, different types of coverage may be available in a rideshare accident:
If the Uber or Lyft driver was driving a passenger or was proceeding to pick up a passenger, Uber and Lyft may provide up to $1 million for liability insurance for covered accidents.
If the rideshare driver was using the application and waiting for a ride request, the company’s insurance covers bodily injury liability coverage up to $50,000 per person/ $100,000 per accident, and $25,000 in property damage liability.
Suppose the rideshare driver was not working for Uber and Lyft or using their application at the time of the car accident. In that case, the personal auto insurance policy of the Uber/Lyft driver may provide coverage.
If the accident was caused by another driver’s vehicle, compensation could be claimed from their own auto insurance policy.
Pedestrians, bicyclists, or occupants of another vehicle injured in a Uber accident could make insurance claims through the rideshare’s insurance adjusters only if the Uber or Lyft driver were working for them or using their app.
What To Do After a Rideshare Accident
Victims of a rideshare accident can consider taking the following steps to increase their chances of getting fair compensation and protecting their legal rights:
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Victims who were passengers in the rideshare vehicle should inform Uber or Lyft about the rideshare accident through their mobile application.
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Take note of all the information related to the driver. Try to find out if they were actively using the Uber application at the time of the accident or marked themselves as “available.”
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Seek medical attention as soon as possible. Delays in getting medical treatment may impact the outcome of personal injury cases. Preserve all medical records, bills, and treatment records.
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Note down how the bodily pain impacts your daily life activities. Monitor and write down the bodily pain trajectory and whether it increases or decreases each day. Also, note down the emotional aspects felt by you after the accident.
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Gather and preserve all other relevant information related to the rideshare accident, including photos and videos, screenshots from the mobile app, details of the drivers involved, and witness contact details.
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Do not directly speak with the multiple insurers that may contact you and offer a quick consultation. Consider contacting an experienced Uber accident attorney first.
Contact a car accident attorney to understand if you can sue Uber or Lyft for the rideshare car accident or if you need to make a claim through the driver’s own auto insurance policy.
Contact Experienced Rideshare Accident Attorneys in Springfield
Making a claim in Uber and Lyft accidents is challenging and tricky. Multiple factors need to be considered, and the evidence needs to be investigated thoroughly. Moreover, these companies and their insurers have a powerful legal team by their side and will delay or deny liability for the accident.
At Buchanan, Williams & O’Brien, P.C., our experienced accident attorneys can guide you through the entire legal process and help you recover the rightful compensation you deserve. Contact our law firm today for a free consultation over your rideshare car accident injuries.
Frequently Asked Questions
What Kind of Compensation Claims Can Be Filed After a Uber or Lyft Accident?
Victims of a Uber or Lyft accident can file injury claims and get financial compensation for:
- Medical expenses, including future medical bills and medical treatment costs.
- Lost wages or lost income.
- Loss of future earnings.
- Pain and suffering.
- Long-term care and assistance if the bodily injury results in temporary or permanent disablement.
- Out-of-pocket expenses.
Rideshare companies or insurers often try to deny liability to pay or offer a lower settlement amount as compensation. With the help of an experienced accident attorney, you can fight for your legal right to get the rightful compensation. Our law firm offers a free consultation to the victims of Uber and Lyft accidents.
Can You Sue Uber or Lyft if You Are an Accident Victim?
Although possible, it is best to consult a lawyer to understand if it is the most suitable option for you, given your case’s unique facts and circumstances.
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