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Understanding Delays: Why Is My Car Accident Settlement Taking So Long?

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St Louis Car Accident Specialists

Find out why your car accident settlement is taking so long and how Buchanan, Williams & O’Brien can help. Call us today.

Buchanan, Williams & O’Brien have been a trusted law firm serving Missourians for over 40 years.

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Factors Contributing to Settlement Delays in Car Accident Cases

A car accident claim can sometimes take a while, depending on factors like finances, negotiations, and evidence gathering. Understanding these factors will help you better understand why settlements are delayed, and you will be able to predict the length of your case.

In this article, we’ll give you a complete overview of car accident settlements, including the factors that can cause delays and how Buchanan, Williams & O’Brien can help you navigate this complicated process. 

With over 40 years of experience handling car accident cases, our Missouri car accident lawyers at Buchanan, Williams & O’Brien are committed to getting our clients the proper settlements they deserve.

Factors Contributing to Settlement Delays in Car Accident Cases

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Investigation Process

Many car accidents take a long time to settle because of the investigation process. To show who’s at fault, your personal injury lawyer must establish that the accident caused you harm.

It’s crucial to gather evidence that proves the extent of the damage from the car accident. This evidence can include different types of data, such as:

  • Police report

  • Pictures of the vehicle damage and other injuries sustained

  • The driving history of the other driver

  • Witness statements

  • Auto repair shop invoices

  • Evidence of income loss

  • Medical records and bills

There can be a lot of time involved in investigating an accident, especially if multiple parties are involved or if there is a disagreement over responsibility. The other party’s attorneys and insurance companies will look for any chance to debunk your claim. 

Therefore, hiring an experienced attorney to handle accident claims is essential. Your attorney will be able to assess the strength of your claim and negotiate a settlement that is fair to you.

Medical Treatment and Documentation

A car accident case can also be delayed due to ongoing medical treatment and the need for proper documentation. The best way to maximize the value of your personal injury case is to reach maximum medical improvement before you consider a car accident settlement. This allows you to calculate your damages more precisely. 

Once you have completed your treatment, you need to collect medical bills and records that will provide evidence of your treatment costs, symptoms, and limitations related to car accident injuries. As the injured party, you bear the burden of proof to demonstrate fault, your car accident injuries, and the impact on your life.

It is essential to provide detailed medical evidence and employment information regarding lost wages or business income in order to receive proper reimbursement.

Determining Liability

There are several factors to consider in determining who is at fault in a car accident, including reckless driving, mechanical malfunctions, and bad roads. Determining fault involves reviewing evidence such as police reports, witness statements, videos, and accident scene photos. To determine the cause of an accident, experts, such as accident reconstruction professionals, may be necessary.

In car accident cases, accident reconstruction professionals are crucial to determining fault. They establish liability by analyzing physical evidence such as skid marks, vehicle damage, and debris. As a result, they provide valuable information about factors such as speed and impact angles, allowing them to assess responsibility.

In addition to assessing damages and estimating injury severity, these professionals also testify in court, explaining technical aspects and supporting personal injury claims. This comprehensive approach ensures that all evidence and information are examined.

Negotiation with Insurance Companies

The settlement process can sometimes be slowed down by negotiations, adding another level of complexity. Insurance companies often try to offer the lowest initial settlement possible, but these offers rarely cover the total damages.

It’s important to note that accepting the first offer may lead to unaffordable medical bills and repair costs. That’s why having a skilled negotiator is crucial to accurately determine the value of your personal injury claim and fight for a fair car accident settlement. 

Insurance policy limits should also be taken into account when negotiating. If the damages exceed the policy limit, you may not receive the total compensation.

You may face additional challenges when dealing with an underinsured or uninsured driver. Luckily, uninsured or underinsured motorist coverage on your insurance policy can help if the party at fault does not have adequate coverage. Understanding these details is essential.

At Buchanan, Williams & O’Brien, we have the experience to navigate these complexities and ensure you get the compensation you deserve.

Legal Complexities and Proceedings

It is necessary to file a lawsuit when settlement negotiations fail. This step allows a judge or jury to decide your case based on the evidence presented. There are many stages to a legal case, including discovery, pre-trial motions, trial, and appeal. Each phase requires careful preparation and may prolong the settlement process.

Instead of going through lengthy court proceedings, parties involved in a car accident can use mediation or alternative dispute resolution methods, such as arbitration, to speed up the resolution. Each party has a chance to share their perspective and work out a settlement in mediation. 

Car accident mediation usually involves the driver who filed the claim and their lawyer, along with the other driver, their attorney, and the insurance company representative. In the event that the mediation does not produce a satisfactory outcome, the parties return to filing a car accident lawsuit as a second option. A mediator, a neutral third party, assists the parties in reaching an agreement.

Investigation Process

Confused about car accidents in St Louis? We are here to answer your questions.

How Buchanan, Williams & O’Brien Can Help You With Your Settlement

Dealing with a car accident settlement can be overwhelming because of its many complexities. Identifying the party at fault, negotiating with the insurance company, and handling legal procedures are all part of a personal injury case settlement. With Buchanan, Williams & O’Brien on your side, you can navigate challenges like a pro!

From assisting you in understanding your rights to coordinating your medical treatment to handling the paperwork, our firm offers full support throughout the process. With a proven track record of recovering millions in personal injury cases and a strategic approach to negotiations, we ensure our clients get the settlement they deserve.

We are committed to delivering timely and fair settlements to help you during this difficult time. We strive to be transparent and provide all the information you need to make informed decisions. Our team of experienced professionals is here to answer your questions and provide support and guidance. We are here for you.

Contact us for a free consultation with a personal injury attorney.

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