When Should You File a Personal Injury Lawsuit?
Filing your personal injury lawsuit as soon as possible is important, even if you’d prefer to settle your personal injury claim out of court. This is because, by Missouri’s statute of limitations on personal injury, you only have five years from when you were injured to initiate the personal injury claims process. Once this deadline passes, you would be unable to pursue your personal injury claim/lawsuit any further.
In cases where it is possible to resolve your case and claim compensation from the other party’s insurance company without going to court, you also need to be mindful as time passes during the insurance claims process. Some insurance companies may delay processing your claim until the statutory period runs out to avoid paying you.
If you’re already in such a position and your claim is being delayed or denied, you do not need to wait endlessly for the insurance company to act. Once you observe their unwillingness to process your claim and pay you what you deserve, consider involving your personal injury lawyer immediately before you run out of time. They can help you begin the personal injury lawsuit process and work to ensure your lawsuit concludes on a positive note.
Filing a lawsuit can also show the insurance company how serious you are about pursuing your claim, making them more likely to initiate a settlement.