Missouri Workers Compensation Act
Business owners with five or more employees are required to carry workers’ compensation coverage under the Missouri Workers Compensation Act.
The workers’ compensation system is a no-fault, state-mandated system that compensates injured workers for medical expenses, lost wages, and permanent disabilities. As a result, employers are immune from civil lawsuits brought by employees over workplace injuries.
As a result, employees will receive workers’ compensation benefits if they suffer an injury or illness in the course of their employment.
What Is a Workplace or Work-Related Injury/ Illness?
Workplace accidents, occupational injuries, and accidents at work occur during the course of work and result in physical or mental harm. Work accidents include accidents that occur while performing an economic activity, doing work, or conducting an employer’s business. Work-related accidents can occur in the workplace or on the way to or from the place of work.
Accidents occurring “in the course of work” can include those that occur off the company’s premises and those caused by third parties.