Missouri Second Injury Fund Specialists
The Missouri Second Injury Fund is a fund that compensates people who were injured in the workplace once and then injured at work again. A traditional workers compensation case might only cover the second accident, but the Second Injury Fund or SIF would pay compensation for the first injury.
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It’s not a single injury that triggers the special need for a Missouri Second Injury Fund. It’s the combined impact of a previous injury with a brand-new one. When someone is unable to work due to a case like this, the employee’s settlement would only pay the worker for their most recent injury, not both.
The Missouri Second Injury Fund would then pay the difference between the employee’s workers’ compensation and the total expense incurred for the combined injuries. It is also used to cover any complications that arise from the original injury.
The idiosyncrasies involved with the Missouri Second Injury Fund can be difficult for those without professional legal experience to navigate. Consulting with a Joplin lawyer like those at Buchanan, Williams, & O’Brien is advisable: they can handle all the details of your settlement while you focus on getting well.
Who Benefits from the Second Injury Fund?
In general, second injury funds are state-run programs that were at first planned to motivate companies to employ returning veterans who may have pre-existing injuries. The reasoning was that a currently disabled employee or one who was not 100% healthy might be more likely to become hurt on the job. If that happened, the company and insurance provider would be responsible for the expense of the most recent injury.
The Missouri second injury fund is not restricted to veterans. It provides support to all employees with previous injuries who experience a second injury or disease, whether from a Missouri car accident on the job, a slip and fall, or anything else.
A qualified local attorney who specializes in personal injury cases can provide additional information.
Second Injury Fund Missouri Risks
Many employees in high-risk jobs feel that the Second Injury Fund Missouri is under-capitalized. They may have heard horror stories from their coworkers about cases that are filed and immediately dismissed. So, they may worry that this happens with every case.
It is true that states like Missouri are trying to find ways to reduce the amount they have to pay to support injured workers. However, it’s not all bad. One measure put in place to reduce costs was the Missouri Workers’ Safety Program, aimed at increasing workplace safety and reducing injuries.
It’s not always easy to get the compensation you need for an injury, but seeking the counsel of a St. Louis workers’ compensation lawyer can ensure you have the knowledge and confidence to pursue your claim. These cases often go to trial, so legal counsel will be crucial to your success.
Workers Compensation Second Injury Fund
The function of the Workers Compensation Second Injury Fund is to financially assist a staff member who was hurt on the job. It provides the additional funding required to compensate for the individual needs triggered by pre-existing medical conditions that potentially made it difficult for him or her to work even before the main injury occurred.
Someone with a physical disability, for example, may have increased difficulty obtaining future jobs after suffering a second injury at his/her current place of employment.
Workers Comp Second Injury Fund Settlements
The Workers Comp Second Injury Fund in Missouri intends to compensate employees for that second injury while allowing the general workers’ comp fund to cover the first. The evidence needs to establish that the pre-existing injury combined with the primary one for which you are filing the claim contributes to a greater degree of disability, one that makes unemployment a huge risk.
Insurance companies rarely want to release compensation. Therefore, evidence of personal injury is presented in court. Having the right legal advisors improves the likelihood of a reasonable settlement.
The forms that you would use to begin filing for that settlement are available online via the Missouri Department of Labor’s website. You can also find an appeals objections form here, if needed, an application for tort victims compensation, and many other relevant forms.
MO Second Injury Fund Payments
Getting MO second injury fund payments can be a huge help for unemployed workers who are hurt or sick. However, it can be confusing to know where to go for help or if you are allowed to file a workers compensation claim since your initial injuries may not have been caused at the workplace. A trusted attorney can help you understand what laws apply in your situation and advise you on what type of claim to file for the best chance of success.
Missouri Second Injury Fund News
Many workers likely follow news related to the Missouri Second Injury Fund due to the continuing lawsuits and issues with funding. For instance, recently, the Missouri Supreme Court made a decision that further limited who is eligible for compensation from the fund.
And about a year ago, the Wage Changes HB 1729 or Prevailing Wage Changes HB, as it is often known, revised how Missouri’s wage system works.
If you have sustained a second injury in Missouri, contact a reputable Joplin attorney for the best representation. They will be up to date with the latest on the SIF and will fight for you to get the financial compensation you deserve.