St Louis Truck Accident Specialists
If you need Springfield bad faith insurance attorneys, Buchanan Williams & O’Brien can help you get your rightful insurance benefits. Call us for representation.
Buchanan, Williams & O’Brien have been a trusted law firm serving Missourians for over 40 years.
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- Benefit from the unrivaled experience of our statewide team of lawyers
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Bad Faith Insurance Lawyers in Springfield: Seeking Justice When Your Claim is Denied
Have you ever been frustrated by an insurance claim being denied? You pay your insurance premium for years, and then, when you finally file a claim, you are told it is rejected. The rejection could be legitimate, or it could be bad faith action by the insurance company.
Insurance firms are required by contract to honor legitimate claims. However, their interests may only sometimes coincide with those of the policyholders. Remember that insurance firms are profit-driven. Their primary goal is to reduce financial obligations and maximize profits.
Due to the intrinsic nature of insurance, conflicts of interest can occur. Insurance firms may be incentivized to undervalue a claim or interpret policy terms in a way that restricts their liability. Furthermore, the claims process can be complicated. Policyholders may need help comprehending the terms and negotiating or navigating bureaucratic procedures.
This is why insurance law attorneys should be appointed to advocate for the policyholders’ interests. Buchanan, Williams & O’Brien are experienced bad-faith insurance lawyers. We understand people’s difficulties when dealing with bad-faith insurance claims. We also deal with related legal issues.
What Exactly Is Insurance Bad Faith?
When insurance firms fail to follow their clients’ contracts, they act in bad faith. Examples of bad-faith insurance practices include:
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Failure to act on or react to a policyholder’s claim promptly
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Failure to pay or refuse claims within a reasonable period
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Making policyholders file lawsuits to gain benefits
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Attempting to settle a claim for less than what a reasonable person would expect for covered damages
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Informing policyholders that the company appeals arbitration rulings
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Persuading the claimant to accept a low settlement offer
This is only a short selection of some typical bad-faith insurance practices. If you have been subjected to unfair methods like these while attempting to obtain an insurance payout, it may be time to take legal action.
Confused about truck accidents in St Louis? We are here to answer your questions.
How Our Attorneys Can Help With Bad Faith Claims
Our attorneys can play a crucial role in assisting with bad faith claims. They have a deep understanding of insurance laws and regulations, allowing them to navigate the complexities of your case effectively.
Once our lawyer has the facts of your case, we can walk you through the complicated process of submitting a bad-faith insurance claim. We can advise you on the actions and evidence needed to enhance your case.
Our skilled attorneys will devise a strategy to dispute the denial of your insurance claim. We may collect evidence, negotiate with the insurance company, and, if necessary, file a lawsuit to get you the money you deserve.
Buchanan, Williams & O’Brien have many years of insurance litigation experience. We are well-versed in the underhanded tactics of some insurance companies. Our lawyers are not intimidated by insurance company rejections of claims. We are prepared to aggressively pursue your claim for you.
Asserting Your Rights in Denied Insurance Claims
At Buchanan, Williams & O’Brien, our attorneys advocate for individuals whose claims have been denied.
Insurance policies are often complicated and full of legal jargon. People trust that the insurance company will act in their best interests. Claimants have been loyal customers. They took out insurance based on trust and bona fides or good faith.
However, insurance companies often rely on their size and resources to put you off any confrontation with their decision to deny your claim. The thinking is that the small man will be intimidated and wouldn’t dare to question the insurance company.
If you believe your claim has been unjustly denied, you are within your right to challenge the denial and request reasons.
In situations like these, it is common to feel uncertain about your case. Engaging the services of experienced bad-faith insurance lawyers can be highly beneficial. Their experience can provide valuable insights and guidance regarding your claim.
Here’s how our attorneys can assist you:
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Thorough case evaluation: We will evaluate the specifics of your claim and assess if bad faith practices were involved. Our attorneys will provide an honest assessment of the strengths and weaknesses of your case.
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Negotiation and settlement: Our skilled negotiators are the insurance company on your behalf. We strive to reach a fair settlement that covers your losses and compensates you for bad faith conduct.
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Litigation representation: Our attorneys are prepared to take your case to court if necessary. We have a strong track record of successfully litigating bad-faith Springfield insurance claims. Our team will aggressively advocate for your rights in the courtroom.
Call Buchanan, Williams & O’Brien Today
If you have experienced the frustration of a denied insurance claim due to bad faith practices, or if you are facing issues with other related practice areas, the insurance claim attorneys at Buchanan, Williams & O’Brien are here to fight for your rights.
Whether you’re facing difficulties with a car insurance company or encountering challenges with short-term or long-term insurance, we have extensive experience handling insurance claims. By leveraging our vast experience in the field, we can effectively advocate for your rights and work towards a favorable resolution.
Contact us today for a consultation, and let our bad-faith attorneys help you seek the justice and compensation you deserve.
Frequently Asked Questions
How Long Does It Take To Settle a Bad Faith Insurance Claim?
The length of time can vary based on the case’s specifics, negotiating processes, and the potential need for litigation. Since every case is unique, there is no definitive answer to this question.
Can I Handle a Bad Faith Insurance Claim Without the Assistance of an Attorney?
You can pursue a claim on your own. However, having an experienced bad-faith insurance claims attorney can boost your chances of success. As we try to ensure you are adequately protected throughout the process.
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