by Andrew Buchanan | Oct 20, 2025
Missouri follows a fault-based insurance system, meaning the driver who caused an accident is generally responsible for paying. Depending on the circumstances, liability may fall on you, another driver, or, in rare cases, the rental car company. At Buchanan, Williams...
by Andrew Buchanan | Oct 20, 2025
Missouri is an at-fault state for car accidents, which means the negligent driver is responsible for your losses. As part of the claims process, the defendant’s insurance company may request an independent medical exam (IME). It is often used by insurers to...