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How to Start a Workers’ Comp Claim in Missouri: A Complete Guide

Knowing how to start a workers’ comp claim in Missouri is imperative if you have been injured on the job. Here’s everything you need to know.

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If you have been injured on the job, you assume your employer will take care of your expenses. Still, it is necessary to know how to start a workers’ compensation insurance claim in case your employer refuses to do so or you are denied benefits.

The U.S. workers’ compensation system was adopted in the 1900s to provide workers with financial stability when injured on the job. Although the system was designed to be streamlined and easy to use, it is overly complex in some cases.

This Process for Injured Workers Guide provides vital information about how you can begin a workers’ comp claim.

First, the injured employee reports their injuries to their employers within 30 days of the injury and seeks medical care. In addition to following their doctor’s advice, they should research additional benefits to which they might be entitled. These might include a combination of temporary total disability benefits, permanent partial, and permanent total disability benefits.

Before beginning the workers’ compensation process, you should get all of the information necessary to make sound decisions. For example, did you know that your workers’ compensation case could adversely affect your Medicare, Social Security, or unemployment compensation benefits?

Consult with a skilled worker’s compensation lawyer from Buchanan, Williams & O’Brien before beginning your compensation claim. We have the experience and statewide reach you need to achieve the best possible outcome for your case.

How to Start a Workers Comp Claim se3ction

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How to Apply for Workers’ Compensation Benefits

If you require workers’ compensation benefits to help cover your medical treatment, you might need legal advice or information regarding filing a claim with the company’s insurance company. Often, you must actively participate in the process of gaining your other benefits.

After reporting the injury to your employer in writing within 30 days of the incident, you should attend all doctor and physical therapy appointments. Get an independent medical examination for unbiased evidence regarding the extent of your injuries to determine if future medical treatment will be needed.

Then, injured employees or their dependents can complete and submit a Claim for Compensation to the Division of Workers’ Compensation within two years of the on-the-job injury or three years if the employer improperly files the accident report. An administrative law judge will decide the contested issues.

Although having a reputable lawyer with experience won’t necessarily secure your benefits, it can help reduce any complications that might arise from your employer, insurance carrier, or other third parties.

How to Start a Workers Comp Claim se3ction


When you file a workers’ compensation claim form due to a work-related injury, the state’s workers’ compensation board will assess your claim and determine what you are entitled to. They base decisions on the submitted claim and medical reports.

To avoid having another injury occur, your medical provider might instruct your employer to assign you a light-duty job using other automated technology if they deem you unable to return to your previous responsibilities.

Consult a skilled attorney who will protect your sensitive or confidential information while providing experienced legal advice. Our Missouri workers’ comp lawyers at Buchanan, Williams & O’Brien are here to help you every step of the way and will ensure that you receive the benefits you deserve.

Confused about truck accidents in Missouri? We are here to answer your questions.

How Does Workers’ Compensation Work?

To better understand how workers’ comp works, you should thoroughly read your workers’ comp policy, paying close attention to wage replacement benefits. In addition to the injured worker, the process for filing a workers’ compensation claim involves the following parties:

  • Division of Workers’ Compensation

  • Employer

  • Insurance company

  • Medical providers

  • Third parties who may be involved

A complete calculation for state workers’ compensation benefits may provide funds for:

  • Disability from accident or injury

  • Illnesses due to the job

  • Lost wages

  • Lost future wages due to permanent disabilities

  • Medical bills

  • Rehabilitation expenses

State laws determine how an employee will receive benefits after filing claims for their workplace injuries. Although not all occupational diseases and injuries are covered, payments are generally provided to a worker regardless of whose fault the injury was.

Filing a Workers’ Comp Claim in MO

If you have suffered a workplace injury, you should immediately begin compiling your medical documentation and other official paperwork to start the claim process. You must file a claim within the statute of limitations. This is within two years from when the injury or death occurred in Missouri.

Also, within three years, the employer must file the Report of Injury with the Division to ensure the average weekly wage is paid during the period compensation covers. If the company fails to submit the report on time, a reliable law firm can help you reopen your case.

What Qualifies as a Workers’ Comp Claim?

Although employers provide specific information about what costs are covered, you should also get professional help understanding state laws, supplemental terms, and what generally qualifies as a workers’ comp claim. Typically, any injury that happens while on the job or within a reasonable timeframe of your work duties can be claimed.

This includes:

  • An accident, such as a fall

  • Injuries from repetitive tasks or motions

  • Vehicle accidents while on the job

  • Occupational diseases, such as carpal tunnel

  • Chemical or other workplace exposure

  • Death from a work-related accident or illness

Third parties, such as manufacturers, can also be held liable for damages. For example, if a defective piece of machinery caused your accident, the manufacturer might be held responsible. Similarly, if you are injured in a car accident while driving for work purposes, the at-fault driver can also be held liable.

If you have been injured on the job or have developed an occupational disease due to your work duties, contact your attorney or call the Department of Labor toll-free at 800-775-2667 for more information.

How to Reopen a Workers’ Comp Claim in Missouri

If symptoms of your injury or illness intensify or return after you seek medical attention, you may need to know how to reopen a workers’ compensation claim. Plus, if your benefits were denied, you may need to file an appeal. After sustaining work-related injuries, you should know what benefits you’re eligible for when submitting a completed form.

For Division of Workers’ Compensation contact information, choose attorneys available to answer a few questions like Buchanan, Williams & O’Brien. This experienced legal team will assess your situation and advise you on the next steps to take. Your medical provider might also provide the informational resources necessary for providing an updated diagnosis.

If you have any questions or concerns regarding your workers’ compensation claim, consult with a skilled attorney who understands state laws and can help ensure that your rights are protected.


How to Settle a Workers’ Comp Claim in Missouri


A skilled law firm can explain settling a workers’ compensation claim in Missouri. Since you may be working with the firm long-term, it is crucial to get legal advice from a reputable law firm to develop a good attorney-client relationship.

Schedule a free evaluation from Buchanan, Williams & O’Brien to begin a confidential relationship with a reliable legal team. In this way, you can begin your healing without the added stress of the financial burden of supporting your family while paying medical expenses.

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