Missouri Workers Compensation Specialists
If you’ve been injured on the job or exposed to dangerous substances at work, you might qualify for Missouri workers compensation. Read on to learn what to expect in your case and how an experienced attorney can help.
Missouri Division of Workers Compensation: What do you need to know?
The Missouri Division of Workers Compensation is the part of the state government that handles worker’s compensation claims. The first thing you need to do if you are injured or become sick on the job is to serve your employer or supervisor a written notice immediately. Failure to serve the legal notice within 30 days may forfeit your right to workers compensation. Your employer can get a doctor for you; they are expected to make the necessary arrangements for medical treatment once you notify them of your injury. They will also file a report with the Division of Workers’ Compensation.
When you decide to pursue a claim, you are also forfeiting your legal right to sue your employer. But in a situation where the claim is denied, or you and your employers are not able to reach a common ground concerning the benefits, the law determines following possible ways forward:
- Deliberate on the matters arising with your employer or the insurance company;
- Explore the possibilities of resolving the legal dispute via the Missouri Division of Workers Compensation voluntary Dispute Management Unit;
- Demand a conference to be presided over by an administrative law judge; or
- File a claim with the Division directly.
Workers Compensation Missouri: What is covered?
Unless you prove that your illness or injury is a direct result of performing the job duties expected of you, or as a direct implication of your employment involvement, according to the law, you may not be eligible for workers compensation Missouri benefits. You must prove that the negligence or carelessness was on the part of your employer. Once you do this, you are eligible to get workers comp benefits irrespective of your negligence, so far as your behavior was always in line with the policy of the company.
Your injury will only be covered if it is job-related or required or pivotal to your job. For instance, all injuries sustained while on work-related errands and even business trips should be covered by workers comp. However, injuries or illnesses arising from your trips to or from work are not covered – as stipulated by the “coming or going” rule in the workers’ compensation law.
Missouri Workers Compensation Chart
There is also a schedule of losses for injuries sustained to various body parts called the Missouri workers’ compensation chart. This can be a helpful tool in determining how much compensation you may receive in your claim, and for how long you will receive the compensation.
A total loss of a listed body part makes you eligible for weekly benefits for the period set by the schedule. The following awards are listed under the schedule:
- total loss of the foot (150 weeks)
- arm at the shoulder (232 weeks)
- hand at the wrist joint (175 weeks)
- total loss of the thumb (60 weeks)
- total loss of the index finger (45 weeks)
- leg at the hip joint, making the use of an artificial limb impossible (207 weeks)
- total loss of the great toe (40 weeks)
- total loss of other toes (14 weeks)
- total deafness in both ears (180 weeks)
- deafness in one ear (49 weeks) and
- total loss of sight in one eye (140 weeks)
In instances of incomplete loses, the victim is entitled to benefits for a proportionate number of weeks. For instance, a 50% loss of use of a foot is worth 75 weeks. You can access the full schedule via the website of the Missouri Division of Workers Compensation. The victim might get up to 40 weeks of benefits if the injury sustained led to disfigurement or mutilation, although it depends on how severe the injuries are.
Missouri Workers Compensation Rates
Once a year, the state sets the rates for the coming year. This information is typically released in June or July by the Missouri Division of Workers Compensation.
The State Average Weekly Wage (SAWW) used to determine maximum workers’ compensation benefits for the fiscal year beginning July 1, 2018, and ending June 30, 2019, is $902.51. This SAWW produces the maximum weekly benefit rates for injury and illness occurring on or after July 1, 2018, as follows:
|Temporary Total Disability||$947.64|
|Permanent Total Disability||$947.64|
|Permanent Partial Disability||$496.38|
The actual weekly wage rate necessary to attain the maximum benefit rate is $1,421.45 for Death, Temporary Total Disability and Permanent Total Disability and $744.57 for Permanent Partial Disability.
Also, as of July 1, 2018, the mileage allowance for travel expenses is 51.5 cents per mile.
Missouri Workers Compensation Forms
Some of the key Missouri workers’ compensation forms you may need to file your claim or pursue your case are linked below. The full list of forms can be found on the Missouri Division of Workers Compensation’s website.
- Form to report an injury to your employer
- Form to request a conference with an administrative law judge
- Form to file a claim with the Division of Workers’ Compensation directly
If you need assistance with the forms or any part of the Missouri workers’ compensation claim process, contact us today.
Missouri Workers Compensation Law
It is best that you work with a professional that is conversant with the law. We will help you provide a claim evaluation based on the strength of your case. Endeavor to make a prompt report of your work-related injury. The next step after this is to find a worker’s compensation lawyer to help you file your workers’ comp claim before the expiration of the statute of limitations.
BWO is vastly experienced in Missouri workers’ compensation law and will ensure that your claim is filed promptly. We will fight for you to ensure that you and your family are supported during this difficult time and get the best treatment and compensation.
Workers Compensation Lawyer
Those of us at Buchanan Williams O’Brien hope this page has answered most of your questions about Missouri workers’ compensation. If you have any questions about your individual workers’ compensation claim, contact a workers compensation lawyer today in St. Louis at 314-862-6865, in Southwest Missouri at 417-623-0900, or Toll-Free at 800-371-8220. You can always send us an email too. We do not charge for phone or office consultations, and we will help you get the best outcome in your workers’ comp case.